Can I use my Budgetly card overseas?

Budgetly cards can be used for overseas purchases, but fees and some restrictions may apply. This article outlines what to expect when using your card internationally.

 


Using your card outside Australia

Your Budgetly card can be used internationally anywhere Visa is accepted, including for:

  • Online purchases from international merchants.

  • In-store transactions while travelling overseas.

  • At ATMs overseas – for cash withdrawals, within your card’s limits.

International transaction fees

All overseas purchases are converted to Australian dollars (AUD) at the exchange rate set by Visa on the day the transaction is processed. Budgetly does not apply its own exchange rate.

ATM withdrawals overseas

You can withdraw cash from ATMs overseas using your Budgetly card. These withdrawals are subject to:

  • Transaction limits (e.g. a per-transaction or daily cap). Click here to learn more.

  • ATM provider fees, which may be charged in addition to Budgetly’s own fees (if any).