Budgetly has specific transaction limits in place:
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Per Transaction & Daily Limit: Up to $60,000 AUD.
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In-Store Payments via Google Pay & Apple Pay: Transactions up to $500 AUD are allowed. For payments exceeding this amount, a physical card is required.
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ATM Withdrawals:
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Maximum of $1,000 AUD per withdrawal.
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Daily withdrawal limit of $2,500 AUD.
- Daily and maximum international withdrawal limit of $2,000 AUD.
- Number of ATM withdrawals per day is 10.
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ATM withdrawals can be disabled if necessary.
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| Physical card | Virtual card | |
| Online shopping | $50,000 | $50,000 |
| In-store using Apple/GooglePay | $500 | $500 |
| In-store using a physical card | $25,000 | - |
Additional Information
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Budget Restrictions: Transactions will be declined if there are insufficient funds in the selected budget.
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International Transactions: If you are travelling outside Australia, we recommend using a physical card to ensure seamless transactions.
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Security Measures:
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For in-store payments over $100 AUD, you may be required to enter a PIN, which can be set within the Budgetly mobile app.
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Some merchants may require additional security verification via a one-time password (OTP), which will be sent via SMS or email.
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