You can withdraw cash from ATMs using your physical Budgetly card. Virtual cards cannot be used for cash withdrawals.
Important: Always select Credit at the ATM. Choosing Savings or Cheque will result in the transaction being declined.
ATM fees
| Fee | Amount |
|---|---|
| Domestic ATM | $3.00 |
| International ATM | $5.00 |
| ATM inquiry | $0.50 |
Note: ATM operator fees may also apply — these are charged by the ATM provider, not Budgetly.
ATM limits
| Limit | Amount |
|---|---|
| Daily cash out | $10,000 AUD |
Limits apply across all cards linked to the same user.
Common questions
Can I withdraw cash with a virtual card?
No. Cash withdrawals are only available with physical cards.
Can I get cash out at the register (e.g. Woolworths)?
No. Cash withdrawals are only supported via ATMs.
My card was declined at an ATM. Why?
ATM access may be turned off for your card or company. Contact your admin to check. See Why can’t I withdraw cash?.