Your virtual card is a fully functional Visa business debit card — just without the plastic. Use it for online purchases or add it to your mobile wallet for in-store contactless payments.
| Use case | How |
|---|---|
| Online purchases | Enter the card number, expiry, and CVV at checkout |
| In-store (contactless) | Add to Apple Wallet or Google Wallet |
How to view your virtual card details
- Open the Budgetly app and tap Cards.
- Swipe to your virtual card.
- Tap the eye icon on the card image to reveal your full card number, expiry, and CVV.
Note: If no eye icon appears, the card is a physical card. Physical card details can only be viewed on the card itself.
Common questions
Do I need a PIN for my virtual card?
No. Virtual cards don’t require a PIN. If prompted at a payment terminal, press the enter button to proceed.
Can I use my virtual card in-store?
Yes — add it to Apple Wallet or Google Wallet and tap to pay at any contactless terminal.
Is a virtual card as secure as a physical card?
Yes. Virtual cards can’t be lost or stolen. Adding one to your mobile wallet adds biometric protection (Face ID, fingerprint) on every tap.