Your Budgetly Visa business debit card — virtual or physical — is how your team spends. Here’s everything you need to know.
1. Activate your physical card
Physical cards need to be activated before use. Virtual cards are ready immediately.
Read the full guide: How to activate your card.
2. Set or change your PIN
Set a 4-digit PIN on your physical card from the app or desktop. Virtual cards don’t need a PIN.
Read the full guide: How to update your card PIN.
3. Add to Apple Wallet
Tap to pay with your iPhone or Apple Watch by adding your card to Apple Wallet.
Read the full guide: How to add a card to Apple Wallet.
4. Add to Google Wallet
Tap to pay with your Android phone by adding your card to Google Wallet.
Read the full guide: How to add a card to Google Wallet.
5. Use your virtual card
Use your virtual card for online purchases or add it to your mobile wallet for in-store contactless payments.
Read the full guide: How to use your virtual card.
6. View your full card details
Tap the eye icon on your card image to reveal the full card number, expiry, and CVV.
Read the full guide: How to view your full card details.
7. Freeze or cancel your card
Freeze a card temporarily or cancel it permanently if it’s lost, stolen, or compromised.
Read the full guide: How to freeze or cancel a card.
8. Card renewal
Budgetly alerts you 45 days before your card expires. Confirm your delivery address to receive a replacement.
Read the full guide: What happens when your card is about to expire.
9. Use your card overseas
Your card works internationally anywhere Visa is accepted. Transactions are converted to AUD at the Visa exchange rate.
Read the full guide: Can I use my Budgetly card overseas?.
10. Withdraw cash from ATMs
Use your physical card at ATMs — always select Credit. Virtual cards can’t withdraw cash.
Read the full guide: Why can’t I withdraw cash?.