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How to sync transactions to Xero

Once Budgetly is connected to Xero, you can sync settled transactions on a regular basis. Only transactions that are settled and have a category can be synced.

Before you sync

RequirementWhat to do
Transactions must be settledThe merchant and card network must have reconciled the payment — the status changes to Settled once complete
Category requiredClick Categorise transactions to assign missing categories
Receipts (optional)Click Upload receipts to review missing receipts — mark as “Receipt not required” if not needed

Tip: If you sync a transaction without a receipt and upload it later, the receipt will transfer to Xero on your next sync.

How to sync

  • Click Settings in the sidebar, then select Xero.
  • Review the sync page — it shows transactions ready to sync, missing categories, and missing receipts.
  • Click Review to confirm what will be synced.
  • Click Sync Now to transfer transactions to Xero.

Receipts are attached to the Xero bank transactions automatically. The sync may take a moment — results appear in the Recent action logs below.

Note: Once a period is locked in Xero, new transactions cannot be synced into it.

What transactions look like in Xero

Each synced transaction includes a detailed description:

  • Merchant name
  • Budget name
  • User’s full name and masked card number
  • Notes (if any)

Receipts appear as attachments on the transaction in Xero.

Reconciling in Xero

If transactions sync as unreconciled, you can reconcile them by:

  • Marking individual transactions as reconciled in Xero
  • Downloading a CSV for Xero statement from Budgetly (Statements > Download > CSV for Xero) and importing it into Xero

Common questions

Can I sync transactions without receipts?
Yes. Receipts are optional for syncing. If you upload a receipt later, it transfers on the next sync.
What happens if I edit a transaction after syncing?
Changes made in Budgetly after sync are not pushed to Xero. Edit transactions before syncing for the most accurate data.
Can I undo a sync?
No. Once synced, transactions are in Xero permanently. You can delete them manually in Xero if needed.