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4 things to know about cards in Budgetly

Budgetly issues Visa business debit cards — virtual or physical — to your team. Here’s everything you need to manage them.

1. Issue a card

Issue virtual or physical cards to any user. Virtual cards are available instantly; physical cards arrive in 3–15 business days via AusPost.

VirtualPhysical
Issuing fee$5.00$10.00 + $3.00 postage
AvailableInstantly3–15 business days
UseOnline, mobile walletIn-store, online, ATM, mobile wallet

Read the full guide: How to issue a card.

2. Manage cards — freeze, cancel, view details

View card details, freeze a card temporarily, or cancel it permanently. See transaction history and audit logs per card.

ActionReversible?
Freeze✓ Unfreeze any time
Cancel✗ Permanent

Read the full guide: How to manage cards.

3. Change a card’s budget

Reassign a card to a different budget at any time, as long as the card is active.

Read the full guide: How to change a card’s budget.

4. Set Spend Controls

Block specific transaction types on all company cards before the money leaves — liquor stores, pubs and bars, online transactions, international (non-AUD), digital wallet, and ATM withdrawals.

ControlAvailability
High risk transactionsAll plans (always on)
Company rules (ATM, Liquor stores, Pubs and bars, Online transactions, International, Digital wallet)Premium and Enterprise

Read the full guide: How to set up Spend Controls.

Common questions

Can a user have more than one card?
Yes. There’s no limit on the number of virtual and physical cards per user.
Can I reactivate a cancelled card?
No. Cancellation is permanent. Issue a new card if the user needs one.
What's the difference between virtual and physical cards?
Virtual cards are digital only — use them online or via mobile wallet. Physical cards are plastic — use them in-store, online, at ATMs, and via mobile wallet.