Budgetly issues Visa business debit cards — virtual or physical — to your team. Here’s everything you need to manage them.
1. Issue a card
Issue virtual or physical cards to any user. Virtual cards are available instantly; physical cards arrive in 3–15 business days via AusPost.
| Virtual | Physical | |
|---|---|---|
| Issuing fee | $5.00 | $10.00 + $3.00 postage |
| Available | Instantly | 3–15 business days |
| Use | Online, mobile wallet | In-store, online, ATM, mobile wallet |
Read the full guide: How to issue a card.
2. Manage cards — freeze, cancel, view details
View card details, freeze a card temporarily, or cancel it permanently. See transaction history and audit logs per card.
| Action | Reversible? |
|---|---|
| Freeze | ✓ Unfreeze any time |
| Cancel | ✗ Permanent |
Read the full guide: How to manage cards.
3. Change a card’s budget
Reassign a card to a different budget at any time, as long as the card is active.
Read the full guide: How to change a card’s budget.
Common questions
Can a user have more than one card?
Yes. There’s no limit on the number of virtual and physical cards per user.
Can I reactivate a cancelled card?
No. Cancellation is permanent. Issue a new card if the user needs one.
What's the difference between virtual and physical cards?
Virtual cards are digital only — use them online or via mobile wallet. Physical cards are plastic — use them in-store, online, at ATMs, and via mobile wallet.