The limit amount per transaction depends on few factors. Learn what the limit.
Yes, every transaction with a Budgetly card is limited to $5,000. Please contact Budgetly support to discuss your options.
Additionally, for card-present transaction (often called "in-store"), you PIN number will be required by the merchant terminal (point of sales) if the amount is over $100.
Finally, a transaction will always be rejected if the amount is not available in the active budget selected by the card holder prior to the transaction being made. For example when a budget member has no more budget to spend for the month.