This guide walks you through the Budgetly onboarding process, from sign-up to your first transaction.
| Step | What happens |
|---|---|
| 1. Sign up | Enter your details and verify your email |
| 2. Accept terms | Review and accept terms and conditions |
| 3. Business details | Enter your entity type, ABN, and address |
| 4. Authorised signatory | Verify the signatory’s identity |
| 5. Compliance verification | Budgetly verifies your business (1–2 business days) |
| 6. Choose a plan | Select your plan and start the setup wizard |
Step 1 — Sign up
- Visit the Budgetly sign-up page.
- Enter your business email, first name, last name, and mobile number.
- Click Sign up your business.
- Check your inbox for a verification email and confirm your address.
Step 2 — Accept terms
- Log in to Budgetly.
- Review and accept the terms and conditions.
Step 3 — Business details
- Select your business entity type (company, sole trader, trust, association, etc.).
- Enter your business details — company name, ABN/ACN, industry.
- Provide your registered business address.
Step 4 — Authorised signatory
Important: The authorised signatory must be a director, partner, or authorised representative of the business. See What is an Authorised Signatory? for details.
- Enter the signatory’s personal details — name, date of birth, role.
- Upload identification documents as required for verification.
- Provide the signatory’s residential address.
Step 5 — Compliance verification
Budgetly verifies your business and signatory details. This is known as KYC (Know Your Customer) and KYB (Know Your Business).
- Verification may take a few business days.
- You may receive a Request for Information (RFI) if additional documents are needed.
- See Understanding our account approval process for details.
Step 6 — Choose a plan and start
Once verified, choose your plan and follow the setup wizard to get your team up and running.
Common questions
How long does the onboarding process take?
Most of the sign-up takes minutes. Compliance verification typically completes within 1–2 business days. Complex business structures (trusts, associations) may take longer.
Can I start setting up while waiting for verification?
Yes. You can explore the platform, but you won’t be able to issue cards or deposit funds until verification is complete.
What if I receive a Request for Information (RFI)?
Respond with the requested documents as soon as possible. Verification resumes once the documents are reviewed.