Skip to content

What is a Letter of Authority and why is it required?

A Letter of Authority (LOA) is a legal document that authorises someone to act on behalf of your business with Budgetly and our compliance partners.

When is an LOA required?

ScenarioLOA needed?
Director listed on ASICNo
Officer listed on ACNC (chairperson, treasurer, secretary)No
Sole traderNo
CEO/CFO not listed on ASIC or ACNCYes
Employee or delegateYes

Important: An unlisted CEO or CFO does not have the required authority under Australian financial regulations. They will need an LOA signed by a listed officer.

How to submit an LOA

  • Download the LOA template from the sign-up process when prompted.
  • Have a listed officer (director, chairperson, treasurer, or secretary) sign the document.
  • Upload the signed LOA during sign-up.

Note: For full details on why this verification is required, see Understanding our account approval process.

Common questions

Who needs to sign the LOA?
A person listed on ASIC or ACNC as a director, chairperson, treasurer, or secretary of your organisation.
Can I submit the LOA after sign-up?
Yes. Upload it when prompted during sign-up, or submit it later via support if you need more time to get it signed.
Where do I get the LOA template?
The template is provided during the sign-up process when Budgetly detects that an LOA is required.